Wheatmead Funding, a small-business funding broker in Eau Claire, Wisconsin, works with Chippewa Falls, WI owners by phone and online. ZIP 54729 had 886 employer establishments in 2023, led by health care, retail, construction and food service. Chippewa Falls is in Chippewa County, so Eau Claire County figures are not used here.
| County | Chippewa County, WI |
|---|---|
| Distance | About 10 miles NNE of Eau Claire, WI |
| ZIP 54729 employers | 886 establishments (ZBP 2023) |
| ZIP 54729 payroll | About $766.3 million (ZBP 2023) |
| Self-employed residents | 4.6% +/- 2.0 (ACS 2020-2024) |
ZIP 54729 by the numbers
ZIP 54729 had 886 employer establishments in 2023, with 13,931 paid employees and about $766.3 million in annual payroll; 45.6 percent of the establishments had fewer than five employees (U.S. Census Bureau, ZIP Code Business Patterns 2023).
The city covers only 6.9 percent of the ZIP's land, although all of the city lies inside it (U.S. Census Bureau, 2020 ZCTA-to-place relationship file). The ZIP counts therefore include businesses in surrounding towns and countryside, not just Chippewa Falls proper.
Four sectors of similar size
| Sector | Establishments | Under 5 employees |
|---|---|---|
| Health care and social assistance | 126 | 36.5% |
| Retail trade | 108 | 38.0% |
| Construction | 105 | 51.4% |
| Accommodation and food services | 102 | 38.2% |
| Other services | 83 | 60.2% |
| Manufacturing | 66 | 24.2% |
No single sector dominates here: health care, retail, construction and food service each have more than 100 employers. All four are sectors our lending partners have confirmed they fund.
Self-employment in Chippewa Falls, WI
About 4.6 percent of employed Chippewa Falls residents were self-employed, plus or minus 2.0 points (U.S. Census Bureau, American Community Survey 2020-2024 5-year estimates). Even at the top of that range, the share is below Wisconsin's 8.5 percent (plus or minus 0.1).
What Chippewa Falls, WI owners bring to us
With 105 construction employers and 66 manufacturers in the ZIP, equipment and working capital questions come up often, alongside retail stock and restaurant kitchens. Owners starting out may find our post on first-year funding in Chippewa Falls and Eau Claire, WI useful.
Chippewa County, WI records
Before money goes into a lease, a fit-out or a new building in Chippewa Falls, WI, confirm zoning and permits with the local government first; a partner funding the project may ask to see them.
Reaching Wheatmead Funding from Chippewa Falls, WI
Owners in Chippewa Falls work with Wheatmead Funding by phone and online from 207 S Barstow St, Eau Claire, WI 54701. County-wide context for the office city is on the Eau Claire, WI page, and the other towns we serve are listed on the service areas page.
Chippewa Falls, WI businesses we help
For Chippewa Falls, WI owners, Wheatmead Funding focuses on the sectors our lending partners have confirmed they fund: contractors and construction trades, restaurants and food service, medical and dental practices and retailers and wholesalers that carry stock. Approval is never automatic for any sector.
Documents to have ready
- Business checking statements covering roughly the last quarter or two
- Business and personal tax returns for the latest year
- A year-to-date profit and loss statement and balance sheet
- A driver's license or passport for each owner
- Proof of ownership and business registration
- For equipment, the seller's quote with make, model and price
Partners differ in what they request; this list covers the usual ground.
The steps after your first call
- You call (534) 202-5331 or send the short form (name, contact details and business name). When we speak, we ask what the money is for, how long you have been in business and roughly what the business brings in.
- You hear which options match the need and what a partner will likely want to review. We submit nothing without your approval.
- After you give the go-ahead, we share the request with suitable lending partners, and each one decides on its own.
- When an offer arrives, weigh its full cost, how payments are scheduled and the conditions. Accepting is entirely your choice.
Wheatmead Funding is based at 207 S Barstow St, Eau Claire, WI 54701.
By Wheatmead Funding · Updated