# Wheatmead Funding > Wheatmead Funding is a small-business funding broker at 207 S Barstow St, Eau Claire, WI 54701 (phone (534) 202-5331). It helps businesses in Eau Claire, WI; Altoona, WI; Chippewa Falls, WI; Mondovi, WI; Cadott, WI; Bloomer, WI; Menomonie, WI and across Eau Claire County, Wisconsin, explore working capital, business term loans, business lines of credit, inventory financing, equipment financing and leasing, and merchant cash advances. Wheatmead Funding connects you with lending partners; partners make credit decisions and set rates and terms. Wheatmead Funding is not a lender, approval is never guaranteed, and a merchant cash advance is not a loan. Wheatmead Funding does not arrange personal, payday, auto title, mortgage or SBA loans, does not offer grants, does not arrange funding for agriculture or trucking, and works in English only. Key facts: - Business type: small-business funding broker (not a lender) - Address: 207 S Barstow St, Eau Claire, WI 54701, United States - Phone: (534) 202-5331 - Apply: https://wheatmeadfunding.com/apply/ - Service area: Eau Claire, WI; Altoona, WI; Chippewa Falls, WI; Mondovi, WI; Cadott, WI; Bloomer, WI; Menomonie, WI and all of Eau Claire County, Wisconsin - Language: English ## Funding options - [Business Funding Options in Eau Claire, WI, Side by Side](https://wheatmeadfunding.com/business-loans/): Wheatmead Funding, a small-business funding broker in Eau Claire, Wisconsin, compares six funding structures here: working capital, term loans, lines of credit, inventory financing, equipment financing and merchant cash advances. The table shows how each is repaid or collected and what it suits, so Chippewa Valley owners can shortlist before calling. - [Working Capital Financing for Eau Claire, WI and Chippewa Valley Businesses](https://wheatmeadfunding.com/business-loans/working-capital/): Wheatmead Funding, a small-business funding broker in Eau Claire, Wisconsin, arranges working capital financing through lending partners. It suits a defined gap such as payroll, a supplier bill or rent while receivables are outstanding, repaid in fixed installments over a short term. Partners review bank statements, time in business and existing debt. - [Business Term Loans for Eau Claire, WI and Chippewa Valley Businesses](https://wheatmeadfunding.com/business-loans/term-loans/): Wheatmead Funding, a small-business funding broker in Eau Claire, Wisconsin, arranges business term loans through lending partners. A term loan is one lump sum repaid on a fixed schedule, used for fit-outs, moves, expansion or refinancing. Partners review revenue, existing debt, credit history and a clear plan for the money. - [Business Lines of Credit for Eau Claire, WI and Chippewa Valley Businesses](https://wheatmeadfunding.com/business-loans/line-of-credit/): Wheatmead Funding, a small-business funding broker in Eau Claire, Wisconsin, arranges business lines of credit through lending partners. A line gives an approved limit to draw against when costs land, with interest charged on the drawn balance. It suits recurring, uneven costs; partners review deposits, existing debt and credit history. - [Inventory Financing for Eau Claire, WI and Chippewa Valley Businesses](https://wheatmeadfunding.com/business-loans/inventory-financing/): Wheatmead Funding, a small-business funding broker in Eau Claire, Wisconsin, arranges inventory financing through lending partners. It funds a stock purchase ahead of sales, usually secured by the goods themselves and paid down as they sell. Partners review sales history, inventory records, supplier terms and existing liens. - [Equipment Financing and Leasing for Eau Claire, WI and Chippewa Valley Businesses](https://wheatmeadfunding.com/equipment-financing/): Wheatmead Funding, a small-business funding broker in Eau Claire, Wisconsin, arranges equipment financing through lending partners: loans, finance leases and equipment finance agreements for ovens, coolers, store fixtures, tools, medical equipment and work vans. Normally the item itself is the security. Partners review the quote, the business record and credit history. - [Merchant Cash Advances for Eau Claire, WI and Chippewa Valley Businesses](https://wheatmeadfunding.com/merchant-cash-advance/): Wheatmead Funding, a small-business funding broker in Eau Claire, Wisconsin, explains merchant cash advances and connects owners with funders that offer them. An advance is a purchase of future receipts, not a loan. It is collected as a holdback share of sales or a fixed debit until the agreed total is remitted, and priced with a factor. ## Industries - [Restaurant, Retail and Other Sector Financing in Eau Claire, WI](https://wheatmeadfunding.com/industries/): Wheatmead Funding, a small-business funding broker in Eau Claire, Wisconsin, works with four sectors its lending partners have confirmed: restaurants, retail and inventory-led businesses, construction, and medical and dental practices. Eau Claire County Census figures for each are below, with the funding structures that usually suit them. Partners decide each request. - [Restaurant and Food Service Financing for Eau Claire, WI and Chippewa Valley Businesses](https://wheatmeadfunding.com/industries/restaurants/): Wheatmead Funding, a small-business funding broker in Eau Claire, Wisconsin, arranges restaurant financing through lending partners: equipment financing for kitchens and walk-in coolers, working capital for payroll, term loans for fit-outs and second locations. Eau Claire County had 263 food service employers in 2023. Partners decide every request. - [Retail Store Financing for Eau Claire, WI and Chippewa Valley Businesses](https://wheatmeadfunding.com/industries/retail/): Wheatmead Funding, a small-business funding broker in Eau Claire, Wisconsin, arranges retail store financing through lending partners: equipment financing for fixtures and registers, inventory financing for stock, working capital for wages and rent, and term loans for a new store. Eau Claire County had 382 retail employers in 2023. Partners decide every request. ## Guides and calculators - [Guides and a Calculator for Eau Claire, WI Owners](https://wheatmeadfunding.com/resources/): Wheatmead Funding, a small-business funding broker in Eau Claire, Wisconsin, publishes these guides for Chippewa Valley owners: Wisconsin seller's permit and business tax registration, city-or-county zoning and permits around Eau Claire, free small business help in the Chippewa Valley, and an equipment payment calculator with a down-payment field. - [Wisconsin Seller's Permit and Business Tax Registration: A Checklist Before You Apply](https://wheatmeadfunding.com/resources/wisconsin-sellers-permit-and-business-tax-registration/): Wheatmead Funding, a small-business funding broker in Eau Claire, Wisconsin, explains the Wisconsin seller's permit and business tax registration from a funding angle: why partners compare registration records with bank statements and applications, how to keep your certificate and lookup details ready, and which mismatches slow a request. Legal requirements are for counsel and the state. - [City or County? Eau Claire, WI Zoning and Building Permits for Your Business Site](https://wheatmeadfunding.com/resources/eau-claire-wi-city-vs-county-zoning-and-permits/): Wheatmead Funding, a small-business funding broker in Eau Claire, Wisconsin, explains why Eau Claire-area owners should establish whether a site falls under city or county rules before borrowing for a lease, fit-out or build. The city spans two counties and its ZIP codes reach far beyond city limits. Specific requirements are for the offices themselves and counsel. - [Small Business Resources in Eau Claire, WI and the Chippewa Valley](https://wheatmeadfunding.com/resources/chippewa-valley-small-business-resources/): Wheatmead Funding, a small-business funding broker in Eau Claire, Wisconsin, lists the kinds of free small business help Chippewa Valley owners search for: small business development center advising, women's business support, the SBA, chambers of commerce and economic development groups. Wheatmead Funding is not affiliated with any of them, and every listing should be checked on the official site. - [Business Loan Calculator With Down Payment for Eau Claire, WI Owners](https://wheatmeadfunding.com/resources/loan-calculator-with-down-payment/): Wheatmead Funding, a small-business funding broker in Eau Claire, Wisconsin, offers this calculator for equipment and other asset purchases. Enter the price, your down payment, an annual rate and a term in months; it returns the monthly payment and the total cost including the down payment. It does not show approval or the rate a partner would offer. ## Areas served - [Eau Claire, WI Business Funding by the Numbers: Eau Claire County, WI Facts](https://wheatmeadfunding.com/eau-claire-wi/): Wheatmead Funding, a small-business funding broker in Eau Claire, Wisconsin, sets out the public business figures for Eau Claire County, ZIP 54701 and the city here, each labelled by source and geography. Eau Claire County had 2,753 employer establishments in 2023, 45.2 percent with fewer than five employees. Partners make all credit decisions. - [Chippewa Valley Towns Served From Eau Claire, WI](https://wheatmeadfunding.com/service-areas/): Wheatmead Funding, a small-business funding broker in Eau Claire, Wisconsin, serves owners across the Chippewa Valley from one address, 207 S Barstow St. Six towns have their own pages; nearby villages are summarised here with their own county and ZIP figures, never Eau Claire County figures, because each town sits in its own county. - [Altoona, WI Business Funding From a Chippewa Valley Broker](https://wheatmeadfunding.com/service-areas/altoona-wi/): Wheatmead Funding, a small-business funding broker in Eau Claire, Wisconsin, works with Altoona, WI owners by phone and online. Altoona's ZIP 54720 had 222 employer establishments in 2023, and the city covers 88.9 percent of that ZIP's land. Finance, health care and retail lead the sector mix. Lending partners decide every request. - [Chippewa Falls, WI Business Funding From a Chippewa Valley Broker](https://wheatmeadfunding.com/service-areas/chippewa-falls-wi/): Wheatmead Funding, a small-business funding broker in Eau Claire, Wisconsin, works with Chippewa Falls, WI owners by phone and online. ZIP 54729 had 886 employer establishments in 2023, led by health care, retail, construction and food service. Chippewa Falls is in Chippewa County, so Eau Claire County figures are not used here. - [Mondovi, WI Business Funding From a Chippewa Valley Broker](https://wheatmeadfunding.com/service-areas/mondovi-wi/): Wheatmead Funding, a small-business funding broker in Eau Claire, Wisconsin, works with Mondovi, WI owners by phone and online. ZIP 54755 had 172 employer establishments in 2023, most of them very small, with construction the largest group. Mondovi is in Buffalo County, so Eau Claire County figures are not used here. - [Cadott, WI Business Funding From a Chippewa Valley Broker](https://wheatmeadfunding.com/service-areas/cadott-wi/): Wheatmead Funding, a small-business funding broker in Eau Claire, Wisconsin, works with Cadott, WI owners by phone and online. ZIP 54727 had 101 employer establishments in 2023, led by construction, health care and retail, with manufacturing close behind. Cadott is in Chippewa County, so Eau Claire County figures are not used here. - [Bloomer, WI Business Funding From a Chippewa Valley Broker](https://wheatmeadfunding.com/service-areas/bloomer-wi/): Wheatmead Funding, a small-business funding broker in Eau Claire, Wisconsin, works with Bloomer, WI owners by phone and online. ZIP 54724 had 214 employer establishments in 2023, with construction and other services leading and food service unusually small-firm heavy. Bloomer is in Chippewa County, so Eau Claire County figures are not used here. - [Menomonie, WI Business Funding From a Chippewa Valley Broker](https://wheatmeadfunding.com/service-areas/menomonie-wi/): Wheatmead Funding, a small-business funding broker in Eau Claire, Wisconsin, works with Menomonie, WI owners by phone and online. ZIP 54751 had 592 employer establishments in 2023, led by health care, retail and food service. Menomonie is in Dunn County, so Eau Claire County figures are not used here. Partners make every credit decision. ## Company - [Wheatmead Funding: Eau Claire, WI Business Funding Broker for the Chippewa Valley](https://wheatmeadfunding.com/): Wheatmead Funding, a small-business funding broker in Eau Claire, Wisconsin, does not lend money. From 207 S Barstow St it helps owners across Eau Claire County and the wider Chippewa Valley compare six funding structures, then passes a request only to lending partners that offer the right one. Partners decide; the owner chooses. - [Inside the Broker Process: Wheatmead Funding in Eau Claire, WI](https://wheatmeadfunding.com/how-it-works/): Wheatmead Funding, a small-business funding broker in Eau Claire, Wisconsin, works in four steps: learn what the money is for, match it to a structure, pass it to partners that offer that structure, and help the owner compare what comes back. Lending partners underwrite, decide and set terms. The owner always chooses. - [Funding FAQ for Eau Claire, WI and Chippewa Valley Owners](https://wheatmeadfunding.com/faq/): Wheatmead Funding, a small-business funding broker in Eau Claire, Wisconsin, answers common owner questions here: what a broker does, what business funding can and cannot pay for, how a merchant cash advance differs from a loan, and what follows a call to Barstow Street. Credit decisions sit with the lending partners, every time. - [About Wheatmead Funding in Eau Claire, WI](https://wheatmeadfunding.com/about/): Wheatmead Funding, a small-business funding broker in Eau Claire, Wisconsin, is not a lender. From 207 S Barstow St it helps business owners understand six funding structures, prepares requests and introduces them to lending partners. Partners decide and set terms; Wheatmead Funding helps the owner read and compare offers. - [Contact Wheatmead Funding in Eau Claire, WI](https://wheatmeadfunding.com/contact/): Wheatmead Funding, a small-business funding broker in Eau Claire, Wisconsin, can be reached by phone at (534) 202-5331 or by mail at 207 S Barstow St, Eau Claire, WI 54701. The short online form gets owners a call back instead. Wheatmead Funding is a broker, not a lender. - [Ask for Funding Options: Wheatmead Funding, Eau Claire, WI](https://wheatmeadfunding.com/apply/): Wheatmead Funding, a small-business funding broker in Eau Claire, Wisconsin, uses this short form to arrange a call back. It asks for full name, email, phone and business name, three ranges (time in business, annual revenue, amount requested) and consent. On the call we discuss the purpose and the structures that fit. Partners make all credit decisions. - [Broker Disclosures for Wheatmead Funding, Eau Claire, WI](https://wheatmeadfunding.com/disclosures/): Wheatmead Funding, a small-business funding broker in Eau Claire, Wisconsin, is a broker, not a lender. It introduces business funding requests to lending partners, who make every credit decision and set rates and terms. It cannot promise approval, amounts, pricing or timing. A merchant cash advance is never a loan. ## Optional - [Full text of every page](https://wheatmeadfunding.com/llms-full.txt): plain-text version of the site for AI assistants - [Sitemap](https://wheatmeadfunding.com/sitemap.xml)